Be Confident.
Secure the Right
Mortgage for You.
You should be in control of your mortgage. And you should have peace of mind that you’ve chosen the best loan for you and your family. John Fleming of Peoples Home Equity in Knoxville, Tennessee is here to help you with every step of the homebuying process.
Your Knoxville Area Mortgage Lender
Proudly serving Knox County, Anderson County, Blount County, Hamblen County, Sevier County and more.
Get Immediate Help

“If John can get us a mortgage, he can help you get a mortgage!”
A Rising Star in Knoxville
John Fleming was recently awarded the Rising Star award from the Knoxville Mortgage Bankers Association (KMBA). The KMBA holds an annual gala to congratulate and award loan officers in the Knoxville area, and recognize those who make tremendous strides in the community. This prestigious award was well-deserved by John, who has quickly become one of the most successful loan officers in Knoxville.
Informed Decisions
Save Time
Save Money
Informed Decisions
Save Time
Save Money

Mortgages are complicated. Do you struggle with:
- Knowing all the options available to you
- Collecting all the necessary documentation
- Protecting or repairing your credit
- Navigating the process and staying in control
Finding a mortgage shouldn’t be so difficult.
The process isn’t complicated.
Don’t get frustrated.
You deserve the best loan you can afford.

Mortgages are complicated. Do you struggle with:
- Knowing all the options available to you
- Collecting all the necessary documentation
- Protecting or repairing your credit
- Navigating the process and staying in control
Finding a mortgage shouldn’t be so difficult.
The process isn’t complicated.
Don’t get frustrated.
You deserve the best loan you can afford.
Stay in Control.
Confidently Choose the Best Loan for You.

Informed Decisions
Understand and navigate the process like a pro.

Save Time
Avoid delays by being prepared with the right documents and your best credit score.

Save Money
Avoid costly mistakes by knowing all your options and how they affect you.
We get it.
Mortgages can be complicated and the process isn’t always clear.
We help you understand and navigate the process of securing a mortgage.
Our team of professionals have more than 60 years of combined experience.
Whether you’re a First-Time Home Buyer, an Upsizer or Downsizer, or even if you’re a Refinancer, we’ll guide you and educate you so you choose the best mortgage for you.
People’s Home Equity Process
1. Get Pre-Qualified
Know what you can afford and tell sellers you’re a
serious buyer.
2. Shop for Your Dream Home
Fall in love with a home in your price range.
3. Secure the Mortgage That’s Best for You and Your Family
Start living and making memories knowing you’ve made the right decision for you and your family.
People’s Home Equity Process
1. Get Pre-Qualified
Know what you can afford and tell sellers you’re a
serious buyer.
2. Shop for Your Dream Home
Fall in love with a home in your price range.
3. Secure the Mortgage That’s Best for You and Your Family
Start living and making memories knowing you’ve made the right decision for you and your family.
A Team of Professionals Committed to Helping You Stay in Control of Your Mortgage
Buying or refinancing a home is a big step and a big commitment, so when it comes to home loans you need to make the right choice. You need a loan that fits your needs and gives you Peace of Mind. In order to do that you need to understand and navigate the mortgage qualification process so you can choose the best mortgage for you and your family.
But getting through the process has its own set of hurdles – collecting documents, protecting or repairing your credit, understanding interest rates, and so much more. It can be frustrating and overwhelming.
At People’s Home Equity, we believe it shouldn’t be so difficult. You should have the help and guidance to get through the process one step at a time. You should be in control, and you should be confident you’ve made the right decision.
That’s why we help our customers – people just like you – navigate the process and get over the hurdles. Whether you’re a first-time home buyer, upsizer or downsizer, or even if you’re a refinancer we help you make well-informed decisions so you can confidently choose the best loan for you.
Our team has more than 60 years of combined experience. Our knowledge, expertise, and training have become the backbone of helping families just like yours. We focus on educating, preparing, and finding the right mortgage for our customers. We can do the same for you.
So stop feeling frustrated and overwhelmed.
Let us get you through the process so you can start making memories in a home of your own.

So stop feeling frustrated and overwhelmed.
Let us get you through the process so you can start making memories in a home of your own.
What Others Are Saying
Get Pre-Approved
We proudly help customers in Knox County, Hamblen County, Anderson County, Union County, Sevier County, Blount County and more.
Let us help find the right mortgage for you and your family. We'll discuss all of your loan options, what fits best for your budget and for your future plans.
With John Fleming of People's Home Equity, you're guaranteed to be in good hands during the home buying process.
We look forward to hearing from you!
*By submitting a request to be contacted, you agree that Cardinal Financial Company, Limited Partnership may contact you at the telephone number or email address you have provided for purposes of fulfilling this inquiry about mortgage financing, even if you previously registered on a corporate, state, or federal Do Not Call registry or requested Cardinal Financial Company, Limited Partnership not send marketing information to you by use of phone, email or text message. You agree Cardinal Financial Company, Limited Partnership may use automated dialing systems and prerecorded voice messaging in connection with calls or texts made to any telephone number provided even if call or text results in a charge by your provider. Consent to receiving autodialed calls or texts is not required as a condition of purchasing any Cardinal Financial Company, Limited Partnership products or services and you may choose to contact a Loan Originator by calling 1-855-561-4944.